Privacy Policy

1. Information We Collect

PortfolioPro does NOT collect any personal information, including but not limited to:

• Personal identification information (name, email address, phone number)
• Financial data, investment information, or calculation results
• Device information, usage analytics, or behavioral data
• Location data or GPS coordinates
• Contacts, photos, or other device content
• Account information or login credentials

2. How We Use Information

Since PortfolioPro does not collect any user data, we do not use, process, analyze, or store any personal information. The app functions entirely offline for calculations, ensuring complete privacy of your financial data.

3. Third-Party Services and Advertisements

Google AdMob

What AdMob May Collect:

• Advertising identifiers (such as Google Advertising ID)
• IP address and approximate location
• Device information (model, operating system version)
• Ad interaction data and preferences
• App usage information for ad targeting

Purpose of AdMob Data Collection:

• To display relevant advertisements
• To measure ad performance and effectiveness
• To prevent fraud and ensure ad quality
• To provide personalized advertising experiences

AdMob Privacy Controls:

• You can opt out of personalized ads in your device settings
• Visit Google Ad Settings to manage your preferences
• You can reset your advertising ID in your device settings

For more information about Google's privacy practices:

• Google Privacy Policy
• AdMob Privacy Information
• Google Advertising Policies

4. Data Security and Storage

Since PortfolioPro does not collect or store any user data on our servers, there are no security risks related to personal information storage by us. All calculations and data remain on your device.

Local Data Security:

• All calculations are performed locally on your device
• No calculation history is stored permanently
• App data is protected by your device's security measures
• Uninstalling the app removes all local data

5. Children's Privacy (COPPA Compliance)

PortfolioPro does not knowingly collect personal information from children under 13 years of age. Since we do not collect any personal information from users of any age, this app is safe for users of all ages.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will take steps to remove such information.

6. International Data Transfers

Since PortfolioPro does not collect any personal data, there are no international data transfers by us. However, AdMob may transfer data internationally as part of their advertising services, subject to Google's privacy policies.

7. Your Rights and Choices

Since PortfolioPro does not collect any personal data, there is no personal information to access, modify, or delete. You have complete control over your privacy when using this app.

Regarding AdMob:

• You can opt out of personalized advertising
• You can reset your advertising identifier
• You can contact Google directly regarding their data practices

8. App Permissions

PortfolioPro may request the following permissions solely for app functionality:

• Internet Access (INTERNET): Required only for displaying AdMob advertisements
• Network State (ACCESS_NETWORK_STATE): To check internet connectivity for ad loading
• Wake Lock (WAKE_LOCK): To keep the device awake during calculations (if needed)

Important: These permissions are not used to collect or transmit any personal data.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated effective date.

We encourage you to review this Privacy Policy periodically. If we make material changes, we may notify users through the app or other means.

10. Legal Basis for Processing (EU Users)

Since we do not process personal data, this section primarily applies to AdMob's data processing, which is based on:

• Legitimate Interest: For advertising and app functionality
• Consent: Where required by law for personalized advertising

11. Data Retention

PortfolioPro does not retain any user data as we do not collect any. AdMob's data retention practices are governed by Google's privacy policies and applicable laws.

12. Compliance and Certifications

This privacy policy is designed to comply with:

• Google Play Store policies
• Children's Online Privacy Protection Act (COPPA)
• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Other applicable privacy laws and regulations